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Loyalty and club cards are usually a worthwhile venture for saving money, as it will give you access to points rewards or exclusive deals.
As of October 2012, the average household had £5,934 in outstanding debt, excluding mortgages (Including mortgages, the figure rises to £53,912.)
For almost four years now the Bank of England has set a record low base rate of 0.5% to prevent the rise of inflation
One in seven Britons (14%) have had a romantic relationship which had a negative impact on their financial situation or credit rating.
Personal debt in the country hit an astonishing £1.422 trillion at the end of 2012
The most important thing is to tackle any problem you have now, don't put it off.
Just less than one in five Britons have skipped repayments because they weren't able to afford them
Negotiating a debt settlement with your creditors is one of the most effective ways to save money by reducing debt and paying it off
More than a quarter of UK credit card holders have been charged a late payment fee at least once in the past year
