New mortgage deals have been announced by lender Halifax, including a two-year tracker under 2.5%.
The 2.49% tracker and a two-year fixed deal at 3.14% both have £995 product fees and borrowers must pay a deposit of at least 40% of the value of the property they are buying.
There will also be reductions from Halifax of as much as 0.45% on deals at 75% LTV and above.
Remortgage customers can now take advantage of a rate of 4.24% for a two-year fixed product which is available up to 75% LTV.
This deal has no product or valuation fee and includes free conveyancing. It is designed to provide a fixed rate for customers that may currently be on their lender's reversionary rate.
For borrowers looking to remortgage, a three-year fixed option available up to 75% LTV with a £495 product fee has been reduced by 0.45% to 4.34%.
At the higher LTV options, between 75% and 85%, the two-year fixed rate has also been reduced by 0.45% to 5.59% with a £995 product fee.