Do your own Spending Review

Sam Jackson

October 20, 2010

November 13, 2018

Do your own Spending Review

In light of yesterday's Comprehensive Spending Review, Money Dashboard bring you 10 ways to cut your own spending: Shop around for small loans – you often don't get the advertised rate on small (less than £5000) loans so be careful and always read the small print Turn down your central heating thermometer by 1 degree – saves 10% on heating bills and make sure your house is well insulated Save money on Gym membership and get healthy at the same time – some of the health insurance companies offers discounts if you are a member of an affiliated Gym Get up to 13% discount by paying by direct debit where possible – most companies like the recurring revenue and offer discounts Make your own lunch – supermarket sandwiches are easy but more expensive than getting up 10 minutes earlier and making your own Shop around for your travel insurance – don't just take what's on offer – same goes for payment protection insurance Get rid of your store cards – consolidation of store cards debt into one loan payment saves you a lot of money Consider a Child Trust fund as early as possible – £500 from the government can't be bad! (£250 at the start and another £250 after 7 years) Take your bike rather than drive – good for you and the environment - lots more people doing it nowadays Check out your local charity shops – in amongst all the usual stuff there is usually a gem or two to be had - designer labels, that CD you just never got around to buying, fantastic teapots.

Sam Jackson

Money Dashboard

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