Debt & Borrowing

Debt & Borrowing

Does PayPal Credit affect credit score?

Everything you need to know about how PayPal Credit works and how it could impact your ability to take out credit in the future.

Debt & Borrowing

I have a poor credit history - can Aqua card help me?

Credit builder cards like Aqua card aim to help you improve your credit score. But there are a few things to consider before you apply.

Debt & Borrowing

Klarna debt - be aware!

Using a buy-now-pay-later option, like Klarna, may give shoppers the illusion of being able to afford more‍. But be aware - Klarna debt is real debt.

Debt & Borrowing

4 Steps to becoming debt free

Getting out of debt is neither fun nor easy, but it is doable step by step. 

Debt & Borrowing

How to choose the right credit card

There are many different reasons to get a credit card. And different cards have different features to suit different purposes.

Debt & Borrowing

Tips for managing student debt

Most students in the UK leave university with a large amount of student debt. Here are some tips for getting in control of your student debt.

Debt & Borrowing

How to get out of your overdraft

Being in your overdraft is actually quite common. More than 26 million Brits use their overdraft every year. 

Debt & Borrowing

What are interest rates and how do they affect me?

Interest rates affect all of us, whether you realise it or not...

Debt & Borrowing

Debt consolidation best practices in the UK

Debt consolidation loans are popular. We discuss the advantages, risks and alternatives.

Debt & Borrowing

How to repair your credit score in 8 steps

You can build your credit score back up by acting now!

Debt & Borrowing

How to build your credit score with a credit card

You have different approaches available to build your credit score, credit card is one of the most important.

Debt & Borrowing

How to improve your credit score fast

5 things you can do right now to improve your credit score quickly.

Debt & Borrowing

Buy Now, Pay Later — the Pros & Cons

We reveal all the aspects of the Buy Now, Pay Later boom.

Debt & Borrowing

How to build a credit score without a credit card

Raising your credit score without a credit card is possible. Here are 6 steps you can take to do it.

Debt & Borrowing

How to reduce the cost of your credit with 0% balance transfer card

Struggling to pay off credit card debt? A 0% balance transfer credit card may be a potential solution. We explain why.

Debt & Borrowing

How to build your credit score

We explain what is a good credit score and how to manage it with a simple approach you can implement today!

Debt & Borrowing

How to live frugally, from the creator of @myfrugalyear

Top tips for how to become more frugal without it feeling like a chore.

Debt & Borrowing

How negative interest rates impact your money

We explain what negative interest rates are and the effects on your finances.

Debt & Borrowing

Figures smash myths & prove gambling doesn’t pay

Debt & Borrowing

Taking Control of Debt by Starting Small

Debt & Borrowing

Is bankruptcy a way out of debt?

If you are borrowing more than you can afford to repay, you could end up with your debts spiralling out of control.