Hardly a day passes at the moment without yet another announcement of job losses. As the recession starts to bite, the number of people officially out of work is fast approaching 2 million.

The recession is now in full swing and we're all trying to cut costs - but how can you save money on motoring if you need to drive every day?  For many of us a car is one of life's essentials - but having to pay for necessities such as insurance, regular MOTS and fuel soon adds up.

With many of us heading off to the sun this Summer, it's important to get the most out of spending using credit and debit cards and avoid some of the traps that can increase your charges and result in a hefty bill on your return. Here are 10 saving tips to consider here.

The rise in mobile phones has led, inevitably, to an increase in fraud, thefts of handsets and countless numbers getting lost or damaged.

The fact that Valentine’s Day has devolved into another commercial gift-giving non-celebration is a terrible shame. It’s not Christmas, it’s not a Birthday; instead of just buying a gift, do something romantic.